Today, everyone needs more than one insurance policy. Two essential insurance policies are health policy and life coverage Some other policies are home, vehicle, and educational policies. When it comes to selecting the right insurance plan whom you would like to consult. For an individual, it is difficult to understand both the ins and outs of an insurance plan. It needs an expert’s advice. Then who will be better than an independent insurance agent? Online comparison for insurance plans is sometimes not enough. You need a helping hand.