Average insurance payout for hail damage car-Determining the amount of insurance coverage for storm damage is a complex matter. Compensation depends on various factors such as the amount of damage, model and age of the vehicle, insurance policy terms, repair costs, and the age and model of the vehicle Insurance compensation may be higher in some areas, such as Texas, Colorado, and Oklahoma. After storm damage, the insurance company must be notified immediately, all documents must be saved and the insurance agent must be contacted. Finally, the average compensation for car hail damage ranges from $2,000 to $5,000. Compensation may also depend on the extent of damage, location, type of vehicle etc. Hail damage car insurance claims process.