Certified Financial Advisors advise clients on how best to save, invest, and grow their money. They can help you tackle a specific financial goal—such as readying yourself to buy a house—or give you a macro view of your money and the interplay of your various assets. Some specialize in retirement or estate planning, while some others consult on a range of financial matters.
Certified Financial Advisors also differ from accountants who can help you lower your tax bill. Typically, Certified Financial Advisors earn their living either from a percentage of Assets under Management or by charging hourly or flat rates for their services. These advisers may not be the most unbiased source of advice if they profit from steering you into particular products.