How to Get a Credit Card Without Income Proof in 2025 – Complete Guide

In 2025, obtaining a credit card without proof of income has become easier than ever. Whether you are a student, freelancer, homemaker, or self-employed professional, you can now access a lifetime free credit card without income proof, or even a credit card without income proof and a fixed deposit.

Take the example of Ankit, a 24-year-old freelancer. He wanted a credit card with no income requirement to manage his online expenses and earn rewards. Using an HDFC credit card, he applied without income proof, and he secured a card in just 15 minutes—no salary slips, no bank statements.

This comprehensive guide explains how to get an instant credit card without income proof, lists the top 10 lifetime free credit cards without income proof, explores secured FD-backed options, and shares actionable tips to improve your approval chances in 2025.